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What is Home Care? |
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How Was Home Care Started? |
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Who Pays for Home Care? |
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What Are the Advantages of Home
Care? |
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What Does "Medicare-Certified"
Mean? |
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What Is Hospice? |
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What are The Differences Between a Homemaker and
Home Health Aide? |
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How do I qualify for Home Care under
Medicare? |
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How do I find Home Care
services? |
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What is Home Care? |
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Home
care is a service for recovering, disabled, or chronically ill persons who need
medical treatment and/or assistance with their activities of daily living.
Generally home care is appropriate when a person requires care and family or
friends cannot easily or effectively provide it on their own. The number of
people who receive home care is estimated to be at more than 7 million by the
National Association for Home Care (NAHC). This number increases every day, as
greater numbers of people are leaving hospitals and other institutions sooner
and/or avoiding using them altogether due to advancing technology.
State-of-the-art equipment for use in the home now can provide treatments that
once were available only in the hospital.
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How Was Home Care Started? |
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Home
care has been an American tradition for more than a century. Starting in the
1880s, public health nurses traveled to patient's homes, caring for the sick,
teaching family members how to provide care in their absence, suggesting ways
to improve health, and comforting the dying. As the nurse's role in saving
lives became more apparent, insurance companies started to offer visiting nurse
services to their working and middle-class policyholders faced with illness. By
1916 these services were available to more than 10 million policyholders in the
United States, creating the first nationwide system of insurance payment for
home-based care.
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Who
Pays for Home Care? |
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Home
care is paid for directly by the patient and his or her family members, or
through a variety of private and public sources. Souhegan Home and Hospice Care
will provide care regardless of the patient's and/or family's ability to pay.
Private insurance programs typically cover some services for acute needs, but
benefits for long-term services vary from plan to plan. Public third-party
payors include Medicare, Medicaid, the Older Americans Act, the Veterans
Administration, Social Services Block Grant Programs, and community
organizations.
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What Are the Advantages of Home Care? |
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There
are several advantages of home care, here are a few:
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Home care improves our society's quality of life by enabling
individuals to stay in the comfort and security of their own homes during times
of illness, disability, and recuperation. |
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Home care maintains the patient's dignity and independence,
qualities that commonly are lost in institutional settings |
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Home care is less expensive than other forms of health care
delivery. In 1997 the average Medicare charges per day in a hospital and
skilled nursing facility are estimated at $2022 and $426 respectively. The
average Medicare charge per home care visit during this time is an estimated
$90. |
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Home care offers a wide range of specialized services, tailored to
meet the needs of every individual on a personal provider-to-patient
basis. |
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Home care reinforces and supplements informal care by educating
the patients' family members and friends about the caregiving
process.
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What Does "Medicare-Certified" Mean? |
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A
Medicare-certified home health agency is one that has met the federal minimum
requirements for patient care and management and therefore can provide Medicare
and Medicaid home health services. Individuals requiring skilled home care
services usually receive their care from a home health agency. Due to
regulatory requirements, services provided by these agencies are highly
supervised and controlled. Agencies may be "licensed and certified" (meet
Medicare standards and must be utilized for this payor source) or "licensed"
(meet state standards of care and may be utilized for other payor
sources).
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What Is Hospice? |
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Hospice is a Medicare funded program whose philosophy of care is
to provide support for persons diagnosed by a doctor with a terminal illness
with a prognosis of six months or less to live so they may live the remainder
of their lives at home with friends and family at their side, comfortable, and
free from pain. Hospice provides a coordinated program of palliative care to
terminally ill patients, and supportive services to patients, their families,
and significant others through a physician-directed plan of care. Hospice care
is provided by a group of skilled professionals and volunteers who provide
medical, nursing, home health aide, social services, spiritual care,
bereavement services, volunteer services, and other appropriate counseling
services. Hospice also includes the provision of medications, medical supplies,
and equipment. Most hospices are Medicare certified and licensed according to
state requirements.
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What are The Differences Between a Homemaker and Home Health
Aide? |
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Homemaker services are unlicensed people who provide support for people through
meal preparation, housekeeping, and errands. They cannot provide personal care
services, as they are not trained to do so. Home health aides, are licensed and
trained paraprofessionals who can provide assistance with bathing, dressing,
exercises, ambulation, and other activities of daily living as ordered by the
physician. Both homemakers and home health aides are supervised in the home
setting by the agency staff on a regular basis to ensure that quality care is
being rendered and that the plan of care set for the patient is effective and
meeting the patient's needs.
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How do I qualify for Home Care under Medicare? |
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Medicare's regulations state that if an individual is homebound,
under a physician's care, and requires skilled nursing or therapy services in
an intermittent manner, then he/she may qualify for home care services. A
Medicare-certified home care agency must provide the services and a physician
must authorize and periodically review the patient's plan of
care.
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How do I find Home Care services? |
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Several factors are important to consider when looking for a home care
agency:
Quality of Care Availability of Needed Services Service
Area Personnel Training and Expertise Coverage Provided by
Payor
You need to know which type of services you need before you start
your search. A physician, a hospital discharge planner, a social service
organization, such as an Area Office on Aging, can assist you in evaluating
your needs as well as offering agencies qualified to meet those needs. In
addition, most state home care and hospice associations maintain directories of
existing home care organizations and can assist you as well. Home care
providers are also listed in the telephone yellow pages under "home care,"
hospice," or "nurses." |